Health Reform Act Research Paper - 1417 Words

There are Currently 32 million people without health insurance in the United States. This means that roughly 83 per cent of citizens have to live day by day hoping they won’t get sick. For this reason, President Obama signed the U.S health reform bill into law. The health reform will make health care more affordable for citizens. Employers with more than 50 employees will be forced to provide coverage for all, or they will have to pay a fine. It will also make health insures more responsible. For example, health insurance carriers are forbidden from placing lifetime dollar limits on policies, from denying coverage to children because of pre-existing conditions, and from canceling policies because someone gets sick. It will also expand†¦show more content†¦For the first time in history, insurance companies will no longer be allowed to simply tell a person â€Å"no†. They will be required to offer coverage and accommodate regardless of a person’s health s tatus, and they will not be able to jack up rates or drop any one from coverage when the main person in the insurance packet gets sick. Seniors who fall under a coverage hole will start getting some help. Some are saying that seniors may lose Medicare benefits they now enjoy, but that is not true. The health reform act will not cut guaranteed benefits; a person will still be able to maintain the coverage they want. Americans on Medicare will receive free preventive care without co- payments or deductibles. Seniors will also receive $250 to help pay for their prescriptions. There will also be alternatives to nursing home placement, such as day-service programs, home-care aides, meal programs, senior centers and transportation services. A public, voluntary long-term care insurance program known as the Community Living Assistance Services and Supports, have enrolled individuals who have substantial daily needs to receive at least $50 a day. This money is to be used to defray the costs of services such as home care, family caregiver support, and adult day-care or residential care. This health reform will offer tax credits to about four million small business men and women to help cover the cost The Small Business HealthShow MoreRelatedHealth Care Reform, Leadership, And Different Types Of Followers Essay1499 Words   |  6 PagesLeading Change, Advancing Health, emphasizes that strong nursing leadership is necessary to improve patient safety outcomes and that the nursing profession must enhance its leadership role in health care redesign† (Fardellone, Musil, Smith, Click, 2014, p. 506). 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